Bankruptcy FAQ: What happens if a creditor continues to try and collect after I filed for bankruptcy? If the automatic stay applies to a debtor's case and a creditor continues collection actions against the debtor (which includes collection calls), that creditor is violating the automatic stay. A debtor may request from the court an injunction or monetary sanctions against the creditor. Visit albany-ny.tullylegal.com for more legal information and assistance in Bankruptcy. Our Albany bankruptcy lawyers can assist clients with foreclosure, mortgage issues, chapter 11, chapter 7, chapter 13 etc. Our bankruptcy and foreclosure defense lawyers routinely practice in bankruptcy courts in Troy, Clifton Park, Saratoga, Schenectady and Albany, New York. Our lawyers are admitted to practice in all City / Village / Town Courts in and around Albany, Altamont, Amsterdam, Berne, Bethlehem, Brunswick, Clifton Park, Cohoes, Colonie, Coeymans, Delaware, Duanesburg, East Greenbush, Fulton, Glens Falls, Glenville, Gloversville, Grafton, Greene, Guilderland, Hoosick, Hudson, Johnstown, Malta, Mechanicville, Menands, Montgomery, Nassau, New Scotland, Rensselaer, Rensselaerville, Rotterdam, Saratoga, Schenectady, Schoharie, Schodack, Scotia, Troy, Ulster, Voorheesville, Warren, Washington, and Watervliet.